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Foreclosure is a process that takes place after debtor misses a payment on a secured loan such as a house or motor vheicle. Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from a borrower who has stopped making payments to the lender by forcing the sale of the asset used as the collateral for the loan.

Legally the creditors called a mortgagee which is a lienholder seeks to obtain a a termination of the debtor or borrower to get back the propery which usually happens at a forclosure sale. The process generally requires obtaining a court order or by operation of law after following a statutory process.

To view in Spanish click on link: Spanish

Home Chapter 7 Chapter 13 Foreclosure Resources Spanish

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© Bruce Lamb, 2015